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Benefits = No change fees, No blackout dates, Unlimited Reward Seats
Drawbacks = Annual fee $69, Balance transfer fee 3%
APR = Aprox 14%
Capital One Venture Rewards
Benefits = No Annual fee for the first year, after spending $1000 you will get 10000 free miles
Drawbacks = Annual fee $59 [After 1st year],
APR = Aprox min 12%, Aprox max 20%